Make Apple Pay part of your budget
Configure Wallet capture so eligible purchases can reach Budgeteer without opening the app at checkout.
Your iPhone. Your spending plan.
A budget app for iPhone that fits how you pay
Budgeteer is a budget app for iPhone that combines monthly category budgets, expense tracking, tracked accounts, and savings and debt goals. Add purchases manually, speak an expense, scan a receipt, or configure an Apple Pay Wallet automation.
The Apple Pay workflow requires setup on iPhone. Check current subscription options in the app.
Your iPhone helps you pay. You still need a plan for the spending.
Checking a card balance does not tell you how much is left for groceries, dining, or your next goal. A personal budget needs both a spending plan and current transactions, including cash payments and purchases made outside Apple Pay.
Budgeteer brings those pieces together on iPhone. Category budgets show your plan, transactions record spending, accounts help you follow balances, and goals keep savings or debt payoff progress visible. Choose the entry method that fits each purchase instead of using one method for everything.
Understand Apple Pay expense tracking on iPhone →
How it works
- Step 1
Download and set up your plan
Install Budgeteer from the App Store. Add the accounts you want to track and set up your monthly spending categories.
- Step 2
Choose your capture methods
Use voice for a quick purchase, receipt scanning after checkout, or manual entry for detail. Set up the Wallet automation in Shortcuts if you want Apple Pay capture.
- Step 3
Check the next decision
Review recorded transactions, compare category spending with the plan, and follow savings or debt goals before deciding what to spend next.
Where this fits your everyday spending
Cover purchases beyond tap to pay
Record cash, receipts, and other everyday expenses with voice or manual entry.
Keep the full monthly picture nearby
Review budgets, tracked balances, goals, and financial reviews from the phone you carry.
An iPhone expense tracker with a purpose beyond logging
Recording purchases matters because it changes the next decision. A category budget helps you see whether another meal out fits this month; savings and debt goals keep longer-term priorities beside everyday spending.
Budgeteer is also available on iPad and Android. The Apple Pay workflow described here is specific to iPhone and requires a Wallet automation in Shortcuts. Review the App Store listing for current device compatibility and the app for subscription options. You can explore the separate feature pages below before deciding whether the workflow fits you.
Frequently asked questions
Is Budgeteer available for iPhone?
Yes. Download Budgeteer from the App Store. It is also available for iPad and on Android through Google Play.
Can I track Apple Pay spending with Budgeteer?
Yes, on iPhone after enabling shortcut access in Budgeteer and configuring a Wallet automation in Apple’s Shortcuts app. Review the captured transactions for accuracy.
Can I track expenses that were not paid with Apple Pay?
Yes. Budgeteer supports voice entry, receipt scanning, and manual transaction entry.
Can I track savings and debt goals?
Yes. Budgeteer includes savings and debt payoff goal tracking alongside monthly budgets and accounts.
Does installing Budgeteer automatically start Apple Pay tracking?
No. Enable shortcut access in Budgeteer and configure the Wallet automation for the cards you want to track first.
Explore the Budgeteer workflow that fits you
Put your monthly budget on your iPhone.
Download Budgeteer from the App Store and connect your next purchase to your spending plan.